Permanent withdrawal allows members to permanently withdraw from the plan for the duration of their academic career. The student will never have to withdraw from the plan again. Plan contributions can never again be billed to the institutional statement. What’s more, the student will never be able to rejoin the plan except under certain exceptional conditions, including double contributions.

For several years now, the members of many university student associations have voted to withdraw the permanent opt-out at annual general meetings. The main reasons behind this choice are linked to respect for the life cycles of the student population, which can vary from one year to the next, as well as from one academic path to the next.

Under certain exceptional conditions, it is possible to rejoin your student association’s plan once your application has been approved by the insurer. In most cases, the reinstatement fee is double the annual health and dental plan fee. We recommend that you contact the Plan Major team to confirm your eligibility and the terms and conditions of reinstatement.

The reinstatement fee is double the annual fee for the student association’s dental plan. The reinstatement fee must be paid in full to Plan Major during the change period in order to be eligible for the student association’s plan for the coverage period. Each student has only one modification period, usually in the fall, during which the reinstatement application must be submitted.

Under certain conditions, when a student loses coverage under a private plan within the last 90 days, the reinstatement fee may be revised.

When a student was/is insured under a private plan**, and coverage ends, there is a loss of coverage. A proof of loss of coverage is a document issued by the insurer of a private plan** that indicates the names of covered and non-covered individuals, as well as the start and end dates of coverage.

Proof of loss of coverage must be sent to Plan Major within 90 days of the loss of coverage in order for the reinstatement premium to be revised, under certain conditions.

** Group plan held through employment, as a dependent through a parent or spouse.

The reinstatement application and payment of the full reinstatement fee must be sent to Plan Major during your student association’s modification period.

For most students, the modification period takes place in the fall. Only those newly enrolled for the winter session may submit a reinstatement request during the winter change period.

You are invited to contact Plan Major by e-mail at etudiant@planmajor.ca. Please provide your information (full name, student association, certificate no.), include the details of your request, as well as proof of loss of coverage. Depending on the analysis of your request, the Plan Major support team may offer you certain options.

You will be covered for the winter session if you are a member of your student association and are enrolled in a minimum of one (1) credit course.