Regroupement des étudiantes et étudiants du centre collégiale à Chibougamau (REECCC)

Regroupement des étudiantes et étudiants du centre collégiale à Chibougamau (REECCC)

Paramedical and eye care

With coverage for paramedical and eye care, you can reduce the cost of visits to various professionals for eye exams and the purchase of glasses or contact lenses.

 

Our partnership with Groupe Visuel Iris could provide you with additional benefits when covered by the Major Plan.

Details of paramedical and eye care

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Drug Insurance

 

With drug coverage, you can reduce the cost of certain medications.

 

Please note that Plan Major is the second (2nd) payer for your drug coverage. You must first submit your claims to the RAMQ or another private insurance company.

Details of drug coverage

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Extended Health Benefits

 

Thanks to your supplementary student plan coverage, you can take advantage of several health care services that are not covered by the Régie d’assurance maladie du Québec.

 

This student coverage does not replace the drug insurance required by the Government of Quebec.

 

By maintaining your Major Plan coverage, you can take advantage of special offers from our partners, such as Clinique Virtuelle, Énergie Cardio, and many others. Visit the Discount-Network section for more details.

Details of extended health benefits

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Dental Care

 

Thanks to your student plan coverage, you could receive up to $400 in dental reimbursement per coverage. For claims made directly to the dental office, you may need to provide the TELUS ADJUDICARE 34 / AUTOBEN digital identifier.

 

It is important to obtain a treatment plan from your treating specialist to confirm coverage for the prescribed procedures, especially if the cost of the procedures exceeds $200. Certain limitations may apply.

 

Save even more thanks to our partnership with Lapointe Dental Centers. With Plan Major coverage, enjoy discounts and preferential rates in our Network Discounts section!

Details of dental care

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Fracture Insurance

 

Thanks to your supplementary student plan coverage, you benefit from La Fracture insurance. This means you can receive up to $1,000 in the event of a fracture resulting from an accident. In addition, benefits are payable in addition to any other insurance held with an insurer or government plan.

Details of fracture insurance

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Gender Affirmation Coverage

Insurance coverage for gender transition and insurance specifically designed to help people undergoing gender transition cover the costs associated with their transition process.

 

Eligibility and features:

-Medical procedures must be performed in Canada.
-The person must have been diagnosed with persistent gender dysphoria* or gender incongruence**.
-The person must have obtained approval from the public health insurance plan of their province or territory of residence.
-The person must have obtained prior approval from the insurer, accompanied by documents confirming acceptance into their provincial health care plan’s gender affirmation program.
-The person must be covered by the health component of their student health plan.
-Dependents covered by the health component of the plan are eligible for this coverage.

 

*Gender dysphoria is a feeling of significant distress or difficulty functioning related to a person’s persistent feeling that their sex at birth does not match their self-perception as male, female, mixed, neutral, or other (gender identity).

 

**Gender incongruence is a marked and persistent incompatibility between a person’s gender identity and the gender assigned at birth, without necessarily causing psychological distress as in the case of gender dysphoria.

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Before submitting a claim, your file must be pre-approved by the insurer. For more details, contact Plan Major at 1-877-976-2567.

Details of gender affirmation coverage

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Accident Insurance

 

Your plan’s accident insurance covers several situations, such as dental expenses and healthcare in the event of an accident. It also covers ambulance transportation costs and service fees for a chiropractor and physiotherapist.

 

Please note that for claims for care received as a result of an accident, accident coverage always applies secondarily.

What is considered an accident?

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An accident is defined as an unintentional and unforeseen event caused by an external source. It is important to consult the contract to find out what is covered by accident insurance.

Have you been in an accident and would like to file a claim?

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First, it is important to submit claims to your supplementary health insurance plan (if certain treatments are covered) before filing a claim with your accident insurance. The Plan Major team is available to assist you in coordinating benefits. Contact us at student@majorplan.ca.

 

You can then submit your claim by contacting the Insurance Company of Canada (AIG) directly at 1-877-317-8060 or at AHClaimscan@aig.com.

Accident insurance details

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Travel Insurance

With this plan, you are covered for medical emergencies abroad and trip cancellations up to $5 million. Your coverage plan covers trips lasting up to 180 consecutive days. In addition, trips must take place during the current coverage period.

 

 

Your travel passport

 

The travel passport is an essential document to have when traveling. It provides access to important numbers in case of an incident.

Has something unexpected happened during your trip?

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In the event of a medical emergency, and if possible before receiving treatment, it is important to contact AIG quickly at the numbers listed below.

 

Their multilingual agents are available 24 hours a day, 7 days a week.

Here are the phone numbers to call for travel insurance assistance → US and Canada (toll-free): 1 877-207-5018; Elsewhere in the world (collect call) 1 819-566-3940

Details of travel insurance

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Luggage insurance and travel delay insurance

Complete your travel coverage with baggage and travel delay insurance! A real must-have for peace of mind when traveling.

 

Your plan coverage is provided by:

 

Supplementary health, dental, fracture: Humania
Travel, accident, and critical illness: La Compagnie d’Assurance AIG du Canada