Fédération étudiante de l’Université de Sherbrooke (FEUS)

Our partnership with Groupe Visuel Iris could provide you with additional benefits by being covered by the Major Plan. Visit the Network Discount section to find professionals near you who offer discounted rates for members who have retained the Major Plan.

Our partnership with Groupe Visuel Iris could provide you with additional benefits by being covered by the Major Plan.

Prescriptions can only be filled for a maximum of 30 days’ supply. This student coverage does not replace the drug insurance required by the Government of Quebec.

This student coverage does not replace the drug insurance required by the Government of Quebec.

By maintaining your Major Plan coverage, you can take advantage of special offers from our partners, such as Clinique Virtuelle, Énergie Cardio, and many others. Visit the Network Discounts section for more details.

*Maximum of $10,000 per coverage period per insured period for all eligible expenses. (Does not apply to preventive vaccines, ophthalmologist or optometrist services, hospitalization, or private tutoring program expenses.)

For claims made directly to the dental office, you may need to provide the TELUS ADJUDICARE 34 / AUTOBEN digital identifier.

It is important to obtain a treatment plan from your treating specialist to confirm coverage for the prescribed procedures, especially if the cost of the procedures exceeds $200. Certain limitations may apply.

Save even more thanks to our partnership with Lapointe Dental Centers. With Plan Major coverage, enjoy discounts and preferential rates in our Network Discounts section.

• Medical procedures must be performed in Canada.
• The person must have been diagnosed with persistent gender dysphoria* or gender incongruence**.
• The person must have obtained approval from the public health insurance plan of their province or territory of residence.
• The person must have obtained prior approval from the insurer, accompanied by documents confirming acceptance into the gender affirmation program of their provincial health care plan.
• The person must be covered by the health component of their student plan.
• Dependents covered by the health component of the plan are eligible for this coverage.

*Gender dysphoria is a feeling of significant distress or difficulty functioning related to a person’s persistent feeling that their birth sex does not match their self-perception as male, female, mixed, neutral, or other (gender identity).

**Gender incongruence is a marked and persistent incompatibility between a person’s gender identity and the gender assigned at birth, without necessarily causing psychological distress as in the case of gender dysphoria.

Surgeries and treatments provided for the purpose of reversing gender affirmation surgery are excluded from coverage.

These benefits are not cumulative, and in the event of multiple fractures, the Insurer will pay you the benefit for the fracture entitling you to the highest amount. All claims must be submitted to Plan Major within 30 days of the date of the event. Please remember to send us the claim form and any other documents required to process the claim.

Your plan’s accident insurance covers several situations, such as dental and healthcare expenses in the event of an accident. It also covers ambulance transportation costs and chiropractor and physiotherapist service fees. Please note that for claims for care received following an accident, accident coverage always applies secondarily.

Your coverage plan covers trips lasting up to 180 consecutive days. In addition, trips must take place during the current coverage period.