Association générale étudiante de l’Université du Québec à Trois-Rivières (AGE UQTR)

Association générale étudiante de l’Université du Québec à Trois-Rivières (AGE UQTR)

Paramedical care

 

With coverage for paramedical and eye care, you can reduce the cost of visits to various professionals.

 

Our partnership with Groupe Visuel Iris could provide you with additional benefits by being covered by the Major Plan. Visit the Network Discount section to find professionals near you who offer discounted rates for members who have retained the Major Plan.

Details of paramedical care coverage

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Vision care

 

With vision care coverage, you can reduce the cost of eye exams, eyeglasses, contact lenses, and laser vision correction.

 

Our partnership with Iris Vision Group could give you additional benefits with coverage under the Major Plan.

Details of vision care coverage

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Drug Insurance

 

With drug coverage, you can reduce the cost of certain medications.

 

Please note that Plan Major is the second (2nd) payer for your drug coverage. You must first submit your claims to the RAMQ or another private insurance company.

 

Details of drug coverage

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Extended Health Benefits

 

Thanks to your supplementary student plan coverage, you can take advantage of several health care services that are not covered by the Régie d’assurance maladie du Québec.

 

This student coverage does not replace the drug insurance required by the Government of Quebec.

 

By maintaining your Major Plan coverage, you can take advantage of special offers from our partners, such as Clinique Virtuelle, Énergie Cardio, and many others. Visit the Discount-Network section for more details.

Details of extended health benefits

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Dental Care

 

Thanks to your student plan coverage, you could receive up to $1,000 in dental reimbursement per coverage. For claims made directly to the dental office, you may need to provide the TELUS ADJUDICARE 34 / AUTOBEN digital identifier.

 

It is important to obtain a treatment plan from your treating specialist to confirm coverage for the prescribed procedures, especially if the cost of the procedures exceeds $200. Certain limitations may apply.

 

Save even more thanks to our partnership with Lapointe Dental Centers. With Plan Major coverage, enjoy discounts and preferential rates in our Network Discounts section!

 

Details of dental coverage

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Critical illness insurance

 

Critical illness insurance provides compensation to cover certain expenses associated with an illness that would disrupt your life. If you suffer from one of the illnesses covered by the plan, you could receive a lump sum payment of $5,000.

Details of critical illness insurance

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Fracture Insurance

 

Thanks to your supplementary student plan coverage, you benefit from La Fracture insurance. This means you can receive up to $1,000 in the event of a fracture resulting from an accident. In addition, benefits are payable in addition to any other insurance held with an insurer or government plan.

Details of fracture insurance

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These benefits are not cumulative, and in the event of multiple fractures, the Insurer will pay you the benefit for the fracture entitling you to the highest amount. All claims must be submitted to Plan Major within 30 days of the date of the event. Please remember to send us the claim form and any other documents required to process the claim.

 

Accident Insurance

 

Your plan’s accident insurance covers several situations, such as dental expenses and healthcare in the event of an accident. It also covers ambulance transportation costs and service fees for a chiropractor and physiotherapist.

 

Please note that for claims for care received as a result of an accident, accident coverage always applies secondarily.

What is considered an accident?

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An accident is defined as an unintentional and unforeseen event caused by an external source. It is important to consult the contract to find out what is covered by accident insurance.

Have you been in an accident and would like to file a claim?

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First, it is important to submit claims to your supplementary health insurance plan (if certain treatments are covered) before filing a claim with your accident insurance. The Plan Major team is available to assist you in coordinating benefits. Contact us at student@majorplan.ca.

 

You can then submit your claim by contacting the Insurance Company of Canada (AIG) directly at 1-877-317-8060 or at AHClaimscan@aig.com.

Accident insurance details

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Travel Insurance

With this plan, you are covered for medical emergencies abroad and trip cancellations up to $5 million. Your coverage plan covers trips lasting up to 180 consecutive days. In addition, trips must take place during the current coverage period.

 

 

Your travel passport

 

The travel passport is an essential document to have when traveling. It provides access to important numbers in case of an incident.

 

Has something unexpected happened during your trip?

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In the event of a medical emergency, and if possible before receiving treatment, it is important to contact AIG quickly at the numbers listed below.

 

Their multilingual agents are available 24 hours a day, 7 days a week.

Here are the phone numbers to call for travel insurance assistance → US and Canada (toll-free): 1 877-207-5018; Elsewhere in the world (collect call) 1 819-566-3940

Details of travel insurance

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Complete your travel coverage with baggage and travel delay insurance! A real must-have for peace of mind when traveling.

 

Previous year’s coverage

 

See coverage details for the year 2024-2025

 

 

Your plan coverage is provided by:

 

Supplementary health, dental, fracture: Humania
Travel, accident, and critical illness: La Compagnie d’Assurance AIG du Canada